Ramona Speer — Navarre Real Estate & Waterfront Homes

Ramona Speer
Real Estate Salesperson
CLHMS,GRI,NAR,DPS,ERS,MRP,TGN,CDPE,LRES,RaRC
ERA American Real Estate
(850) 218-7624  |  (850) 515-1001  |  SL3212250 FL   |  ramona.speer@era-american.com
SL3212250 FL

(850) 218-7624
(850) 515-1001
ramona.speer@era-american.com
Ramona Speer REALTOR has served Northwest Florida buyers and sellers since 2007 and has ranked among ERA American Real Estate’s Top Ten agents for 17 years. With 1,078 career transactions and more than $239 million in career sales volume, she brings extensive experience to sellers and buyers throughout Navarre, Navarre Beach and Gulf Breeze.
Ramona’s business is primarily seller-focused, with experience in residential, waterfront, luxury, condo and townhome properties. Sellers benefit from her hands-on approach, responsive communication and comprehensive marketing support from ERA American Real Estate’s VIBE marketing team.
A Military Relocation Specialist and member of ERA American’s relocation team, Ramona also has close personal connections to military service through her family. Before real estate, she spent 28 years in education as a teacher and guidance counselor—experience that continues to shape her patient, communicative and problem-solving approach.
Approximately 70% of Ramona’s business comes from repeat clients and referrals. She believes lasting client relationships are built through integrity, responsiveness, professionalism and service.
SOME REVIEWS

Where Coastal Living Meets Real Life.

Insightful reflections on buying, selling, and settling well along Northwest Florida’s coast.

Selling Along the Coast You Don’t Have to Be Ready to Move to Start Thinking About What’s Next You don't have to be ready to sell—or even sure you want to move—to start exploring what might come next. Sometimes the best decisions begin with a conversation long before moving day.
Selling Along the Coast When the Home You Love Doesn’t Fit Quite the Same Anymore You can still love your home and realize it doesn't fit your life quite the way it once did. Here's how to think through that feeling without rushing into a move.
Moving to the Coast How to Choose a Coastal Home You’ll Still Love Ten Years From Now The best coastal homes aren't always the ones that impress you on day one—they're the ones that continue to fit your life for years to come. Here's how to choose wisely.
Moving to the Coast Living Near the Water Without Living on the Water You don't have to own a waterfront home to enjoy the best parts of coastal living. Here's why many Northwest Florida buyers discover that living nearby is exactly what they're looking for.
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Our Communities

THE BEST PLACES TO LIVE IN NORTHWEST FLORIDA

Are you wondering what makes a community the best place to live? It's quite simple - it should be the one that meets all your needs and that you love. Let me help you find the perfect community that suits you. Explore my interactive community storybooks and discover the unique lifestyle of each one.

From Panama City to Pensacola and north to the Florida state line, I can cover more than 36 communities through our company's business centers located in Scenic Hwy 30A, Destin, Shalimar / Fort Walton, Niceville, Crestview, Gulf Breeze, and Pensacola.

Explore Our Communities
The Navarre Beach pier's is famous for is being the longest fishing pier in Florida, stretching 1,545 feet long and towering 30 feet above the water. The pier on Navarre is the best spot for fishing in Navarre for locals and tourists alike! Navarre offers visitors its powdery white beaches and emerald waters. Okaloosa Island is a narrow three-mile island between the cities of Fort Walton Beach and Destin, Florida.

Here is your ticket to a sun-soaked paradise where the emerald waters meet sugar-white sands in a coastal symphony. Navarre has something for everyone – from the coastal beauty of Navarre Beach to the family-friendly atmosphere of East Navarre. As you explore these neighborhoods, envision the lifestyle that resonates with you, because in Navarre, your dream home is waiting to welcome you with open arms. 

NAVARRE

Pensacola sunset

Navarre Beach sunsets are like a living painting – hues of pink, purple, amber, and gold painting the sky. Grab a beach chair, find the perfect spot, and witness a daily masterpiece unfold. Miles of pristine shoreline invite you to kick back, relax, and soak in the beachy bliss.

NAVARRE BEACH

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Gulf Breeze lies on a peninsula surrounded by 1,329 acres of preserve, 18 miles of waterfront, and three protected bayous. The best of all worlds is found here: small-town charm, serene nature, and big-city convenience.

GULF BREEZE

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